Two Thread subscriptions are billed monthly in advance in INR plus GST. You can cancel any time from Settings → Subscription; access continues until the end of the paid period. Payments already made are non-refundable except where required by law or in case of a duplicate or erroneous charge — write to twothreadaccord@gmail.com within 7 days and eligible refunds are returned to the original payment method within 5–7 business days. Each merchant store sets its own refund policy for its customers. [Draft — to be reviewed by legal counsel before launch.]